Money Matters

What Is Guaranteed Replacement Cost Insurance on a Home?


Guaranteed replacement cost coverage is the most comprehensive insurance policy available to a homeowner as it will pay to rebuild your home even if the cost to rebuild is more than your policy limit.

This type of insurance coverage is more expensive than most depending on the region and the cost of the home,  It is well worth considering however as many insurance companies limit the amount of payout fo 120% of the policy's face value. 


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insurance, real estate, home, buy a home in the US